Premier Wealth Solutions

Premier Wealth Solutions

Local Investment

Discretionary Investments | Endowments
Edge Advisory Services prides itself on being independent. We like to find the right solution for the needs, requirements and risk profiles of our clients.

Mutual Funds

A mutual fund is the pooled money of many investors that is invested in various financial instruments in the financial markets. These can be made up of a selection of shares, money market instruments, government bonds, company bonds, property and specific commodities. Every fund has a strict mandate and style of investing that it works to, which makes some fund managers more successful than others in different market conditions. These funds can be in the form of Unit Trusts, Exchange Traded Funds (ETF’s) and Structured Notes.

Local Investment Platforms

There are many simple investment platforms that give you access to a selection of funds. You have the choice of using a single specific fund to achieve your objectives, or you may choose to diversify your portfolio by using multiple funds that have differing attributes.

Endowments

An endowment is an insurance-based investment platform designed for tax-efficiency. All taxes are deducted inside the endowment at a much-reduced rate than you would pay personally. This means you will receive the proceeds of your investment back (after a specified period) completely tax-free. You can either pay a monthly premium or a lump sum, both of which are invested in a mix of equities, bonds, property and cash, based on client’s risk analysis.

Tax-Free Savings Accounts

A tax-free savings account is a specific type of platform that allows you to invest in a specific set of approved funds. There are some very specific annual and life-time limits on these TFSA, but they are definitely worthwhile. Investing in a TFSA over 15 years or more can save you thousands of rand in taxes. There are no taxes associated with this investment platform and we recommend this as a good long-term investment vehicle. Everyone should have one.

Personal Share Portfolio

We have a key service agreement and a strategic partnership with SA Stockbrokers Group in order to assist clients with their Share Portfolio requirements.

Through our strategic partnerships with the SA Stockbrokers Group, we are able to provide share portfolios which are cost and tax effective. You are able to have your own personal share portfolio invested on the JSE or on International markets. With over 100 years of combined experience, our qualified investment managers will construct a portfolio which is specifically tailored according to your unique financial needs.